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THE 4TH LEVEL OF FINANCIAL FREEDOM

SECRETS FROM THE HEART OF A TEACHER

A husband-and-wife team offers straightforward financial advice and biblically inspired guidance to help readers change their thinking about money.

The Johnsons know from personal experience that many Americans are deep in debt and living paycheck-to-paycheck, with poor budgeting skills and little ability to plan for a secure future. With this book, they provide a simple, actionable plan to address those issues and help readers achieve financial freedom. Drawing inspiration from well-known self-help and personal finance gurus like Dave Ramsey and Napoleon Hill, the authors outline a four-step approach to eliminating debt, building savings and achieving the “true abundance” of sharing wealth with others. The tone is friendly and engaging throughout, and the authors effectively use personal anecdotes to illustrate their points; Adrian explains how perseverance, hard work and smart budgeting allowed him to repay a $125,000 debt in just a few years, while Quaneshala relates her experiences with credit cards. Charts help illustrate concepts such as the benefits of investing early for retirement, while inspirational quotes from Deuteronomy to Oprah Winfrey dot the text. The religious tone will likely make the book most relatable to Christians, but the core financial principles are universal. While certain experts might take issue with some of the Johnsons’ advice (they suggest buying identity theft insurance, for example, which some might argue is a waste of money), the vast majority of the proffered tips are sound if somewhat basic. The sections on how couples can work together to manage their finances and advice on developing strategies for charitable giving are particularly insightful. While savvy investors won’t discover much new information, those who are seeking both encouragement and specific techniques to achieve financial success will find it here. Useful tips and inspiring advice for those taking the first steps to gaining control over their personal finances.

 

Pub Date: Dec. 23, 2011

ISBN: 978-0615423302

Page Count: 252

Publisher: N/A

Review Posted Online: Feb. 27, 2012

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BETWEEN SISTERS

Briskly written soap with down-to-earth types, mostly without the lachrymose contrivances of Hannah’s previous titles...

Sisters in and out of love.

Meghann Dontess is a high-powered matrimonial lawyer in Seattle who prefers sex with strangers to emotional intimacy: a strategy bound to backfire sooner or later, warns her tough-talking shrink. It’s advice Meghann decides to ignore, along with the memories of her difficult childhood, neglectful mother, and younger sister. Though she managed to reunite Claire with Sam Cavenaugh (her father but not Meghann’s) when her mother abandoned both girls long ago, Meghann still feels guilty that her sister’s life doesn’t measure up, at least on her terms. Never married, Claire ekes out a living running a country campground with her dad and is raising her six-year-old daughter on her own. When she falls in love for the first time with an up-and-coming country musician, Meghann is appalled: Bobby Austin is a three-time loser at marriage—how on earth can Claire be so blind? Bobby’s blunt explanation doesn’t exactly satisfy the concerned big sister, who busies herself planning Claire’s dream wedding anyway. And, to relieve the stress, she beds various guys she picks up in bars, including Dr. Joe Wyatt, a neurosurgeon turned homeless drifter after the demise of his beloved wife Diane (whom he euthanized). When Claire’s awful headache turns out to be a kind of brain tumor known among neurologists as a “terminator,” Joe rallies. Turns out that Claire had befriended his wife on her deathbed, and now in turn he must try to save her. Is it too late? Will Meghann find true love at last?

Briskly written soap with down-to-earth types, mostly without the lachrymose contrivances of Hannah’s previous titles (Distant Shores, 2002, etc.). Kudos for skipping the snifflefest this time around.

Pub Date: May 1, 2003

ISBN: 0-345-45073-6

Page Count: 400

Publisher: Ballantine

Review Posted Online: June 24, 2010

Kirkus Reviews Issue: April 1, 2003

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THE ALCHEMIST

Coelho's placebo has racked up impressive sales in Brazil and Europe. Americans should flock to it like gulls.

Coelho is a Brazilian writer with four books to his credit. Following Diary of a Magus (1992—not reviewed) came this book, published in Brazil in 1988: it's an interdenominational, transcendental, inspirational fable—in other words, a bag of wind. 

 The story is about a youth empowered to follow his dream. Santiago is an Andalusian shepherd boy who learns through a dream of a treasure in the Egyptian pyramids. An old man, the king of Salem, the first of various spiritual guides, tells the boy that he has discovered his destiny: "to realize one's destiny is a person's only real obligation." So Santiago sells his sheep, sails to Tangier, is tricked out of his money, regains it through hard work, crosses the desert with a caravan, stops at an oasis long enough to fall in love, escapes from warring tribesmen by performing a miracle, reaches the pyramids, and eventually gets both the gold and the girl. Along the way he meets an Englishman who describes the Soul of the World; the desert woman Fatima, who teaches him the Language of the World; and an alchemist who says, "Listen to your heart" A message clings like ivy to every encounter; everyone, but everyone, has to put in their two cents' worth, from the crystal merchant to the camel driver ("concentrate always on the present, you'll be a happy man"). The absence of characterization and overall blandness suggest authorship by a committee of self-improvement pundits—a far cry from Saint- Exupery's The Little Prince: that flagship of the genre was a genuine charmer because it clearly derived from a quirky, individual sensibility. 

 Coelho's placebo has racked up impressive sales in Brazil and Europe. Americans should flock to it like gulls.

Pub Date: July 1, 1993

ISBN: 0-06-250217-4

Page Count: 192

Publisher: N/A

Review Posted Online: May 19, 2010

Kirkus Reviews Issue: May 1, 1993

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