A 4-H story that escapes the inner circles of the goody-goodies, this latest horse tale of Elisa Bialk's is of a boarding school girl, Jill's, visit to the farm of her 4-H club member cousins, Cissie and Jack. Expert young horsewoman that she is, Jill has no understanding of the Head, Heart, Hands and Health mottos-until she finds that Victory, her favorite horse, is being sent to board at the farm. With Victory as the incentive, Jill enters wholeheartedly into farm activities- realizes the full meaning of that motto.