No one -- and that includes Mr. Dalmas whose previous monographs consist of two mystery novels -- can guarantee that those extra or ""uninhibited"" thousand dollars will bloom, but he does get you thinking. Penny ante thinking about real estate and stock market investments, well-tilled territory hardly in need of more formless axioms -- the ""secret"" of market success is ""to cut your losses and let your profits run."" Or unsophisticated and dubious advisements -- should that smart little capitalist with ten spare bills really rely on those notoriously rosy annual company reports for ""reliable"" information? Dalmas does adequately explain very fundamental terms -- escrow, puts and calls, warrants -- and summarizes pertinent legislation like the Real Estate Investment Trust Act, but these are incidental virtues in a money-maker's manual which is worth less than the small change it jingles.