There's always a justification for a new retirement book be it only the 800 per day increase of people who reach the age Of 65. Author Adler's book is sanguine and sensible enough -- you'll need 70 to 80% of your current working income to get along as you did (few have it) and you can cost-cut at all levels (liquor and cigarettes; clothes; the second car). She explains the basics (that they are) of Social Security and pensions and annuities; your outgoing payments (food, housing, medical, etc.), taxes and wills; and then considers where to live (hotel, apartment, mobile home -- God forbid -- retirement villages -- ""Withering Heights""?) from state to state or out of the country (here the choice is most idiosyncratic -- Ireland's there but England and France and most of the continent have disappeared). On to recreations, other post-retirement work, volunteer or otherwise, health, etc. The author scants most of the psychological factors assuming that most people will enjoy filling the extra hours of those extra years.