Don't let the title fool you: this has nothing to do with mutual funds, insurance premiums, brokerage houses, mortgages, small business loans or the GNP. Phillips & friends are interested in good karma, ""right livelihood,"" artists' co-ops, free schools and communes. The friends who collaborated include Stewart Brand who fathered The Whole Earth Catalog, Salli Rasberry, a ""free spirit,"" Dick Raymond who started the Portola Institute and Jug n' Candle, an impecunious wandering poet. Thus the anomaly of a money book which counsels that the end of good financial management is not more money but ""having a lot of fun"" or, as the First Law states: ""Do It! Money Will Come When You Are Doing the Right Thing."" Those to whom the dollar is almighty are doomed to frustration, insecurity and loneliness. In a cosmic sense money is ""a dream,"" a fantasy as alluring as the Pied Piper. Phillips, himself a dropped-out banker, apparently believes that the media is the message and renders much of his mystical understanding of the cash flow via poetry and parable. One chapter gives some rudimentary advice on such things as savings, budgets, checking accounts and loans -- obviously for folks who've spent most of their lives outside or on the fringes of the straight world. An easy book to like; a hard one to take seriously.