Simple and neat: a layout of what costs to expect from the time pregnancy is discovered to the actual birth, with ample advice along the way as to best buys. Bundy's aim is to banish unexpected, unnecessary expenses by having a good understanding of one's financial status, planning for known events, and leaving some leeway for emergencies. She first looks at medical care and costs, coveting health insurance (expectant parents often wrongly assume they are covered for maternity care), and routine and extraordinary costs of obstetrical care, and alternatives such as birthing centers and HMOs. She then discusses costs at home, from maternity clothes and prenatal vitamins to diapers and childcare--this is all specific and detailed. Finally, Bundy offers advice on the more thorny issues of wills, life and disability insurance, and long-term costs such as education. For parents-to-be who are completely at sea, or those who are simply unsure if they've left anything out in financial planning, solid help.