From silver spoons to chrome hub caps to golden garbage, Gilbert has been making his way for years through the low lifestyles of the rich. Most of them have enough money so that they don't have to get out of bed where they're doing what you might expect. Save Nick (Harper Nicholson) who's in debt to everyone and is now asked by the IRS to inform on some of his fellow Americans who use Monte Carlo as a tax shelter. Like John McFarland who traffics in arms; or Sheldon Bradley, the one most threatened not so much by exposure as by his grown son and a failing heart. There's only passing reference to the high points of the season--Princess Grace's Red Cross gala or the Regatta or for that matter the tables. Where some croupier just said rien ne va plus after reading a line like ""during the zenith of summer. . . Monaco's cultural cornucopia lavished forth.