Cleareyed, no-nonsense monetary advice for military personnel.
A financial planning guide for members of the armed services.
Molinar, a counselor and public speaker with a son in the military, aims his book at members of all four branches of the armed forces who prize mission-readiness when deploying with their units but lack similar preparedness in their private financial lives. He presents his financial advice as a set of rules for an active combat scenario, with separate sections designated as “Stop the Bleeding, “Secure the Perimeter,” “Engage the Enemy,” “Build Future Ops,” and “Plan the Exit.” However, the plan that Molinar presents is, he claims, “forged from the hardened steel principles of finance.” Indeed, the sturdy principles here will be familiar to many readers, particularly those who’ve read other financial self-help manuals; for example, the author recommends that readers decrease and then eliminate debt, live below their means, keep to a budget, make sure that everybody in a household is on the same financial page, and so on. No area of personal finance is too small or too specific for Molinar’s cost-cutting attention; he advises, for instance, that people pack lunches for work; investigate quick, easy “side hustles”; clip coupons; and eliminate clutter rather than paying fees for storage units. At times, the book’s military phrasings seem unintentionally comical: “Do not steal money from one envelope to another; that’s called treason!” Nonetheless, his advice is rock-solid and unassailable; such financial basics never go out of style, mainly because they work. He also includes helpful information on military-specific elements, such the GI Bill and other government programs. Molinar presents his tips in a tone of optimism that readers in tough situations will find refreshing: “It's frustrating when money is messy,” he writes. “And though it might seem hopeless, it’s not.”
Cleareyed, no-nonsense monetary advice for military personnel.Pub Date: Oct. 19, 2021
ISBN: 978-1-73705-660-7
Page Count: 214
Publisher: Richer Lives Press
Review Posted Online: April 15, 2022
Review Program: Kirkus Indie
Striking research showing the immense complexity of ordinary thought and revealing the identities of the gatekeepers in our...
A psychologist and Nobel Prize winner summarizes and synthesizes the recent decades of research on intuition and systematic thinking.
The author of several scholarly texts, Kahneman (Emeritus Psychology and Public Affairs/Princeton Univ.) now offers general readers not just the findings of psychological research but also a better understanding of how research questions arise and how scholars systematically frame and answer them. He begins with the distinction between System 1 and System 2 mental operations, the former referring to quick, automatic thought, the latter to more effortful, overt thinking. We rely heavily, writes, on System 1, resorting to the higher-energy System 2 only when we need or want to. Kahneman continually refers to System 2 as “lazy”: We don’t want to think rigorously about something. The author then explores the nuances of our two-system minds, showing how they perform in various situations. Psychological experiments have repeatedly revealed that our intuitions are generally wrong, that our assessments are based on biases and that our System 1 hates doubt and despises ambiguity. Kahneman largely avoids jargon; when he does use some (“heuristics,” for example), he argues that such terms really ought to join our everyday vocabulary. He reviews many fundamental concepts in psychology and statistics (regression to the mean, the narrative fallacy, the optimistic bias), showing how they relate to his overall concerns about how we think and why we make the decisions that we do. Some of the later chapters (dealing with risk-taking and statistics and probabilities) are denser than others (some readers may resent such demands on System 2!), but the passages that deal with the economic and political implications of the research are gripping.
Striking research showing the immense complexity of ordinary thought and revealing the identities of the gatekeepers in our minds.Pub Date: Nov. 1, 2011
ISBN: 978-0-374-27563-1
Page Count: 512
Publisher: Farrar, Straus and Giroux
Review Posted Online: Sept. 3, 2011
Kirkus Reviews Issue: Sept. 15, 2011
BOOK REVIEW
IN THE NEWS
IN THE NEWS
Cogent, well-timed ideas for meeting today’s biggest challenges.
Helping liberals get out of their own way.
Klein, a New York Times columnist, and Thompson, an Atlantic staffer, lean to the left, but they aren’t interrogating the usual suspects. Aware that many conservatives have no interest in their opinions, the authors target their own side’s “pathologies.” Why do red states greenlight the kind of renewable energy projects that often languish in blue states? Why does liberal California have the nation’s most severe homelessness and housing affordability crises? One big reason: Liberal leadership has ensnared itself in a web of well-intentioned yet often onerous “goals, standards, and rules.” This “procedural kludge,” partially shaped by lawyers who pioneered a “democracy by lawsuit” strategy in the 1960s, threatens to stymie key breakthroughs. Consider the anti-pollution laws passed after World War II. In the decades since, homeowners’ groups in liberal locales have cited such statutes in lawsuits meant to stop new affordable housing. Today, these laws “block the clean energy projects” required to tackle climate change. Nuclear energy is “inarguably safer” than the fossil fuel variety, but because Washington doesn’t always “properly weigh risk,” it almost never builds new reactors. Meanwhile, technologies that may cure disease or slash the carbon footprint of cement production benefit from government support, but too often the grant process “rewards caution and punishes outsider thinking.” The authors call this style of governing “everything-bagel liberalism,” so named because of its many government mandates. Instead, they envision “a politics of abundance” that would remake travel, work, and health. This won’t happen without “changing the processes that make building and inventing so hard.” It’s time, then, to scrutinize everything from municipal zoning regulations to the paperwork requirements for scientists getting federal funding. The authors’ debut as a duo is very smart and eminently useful.
Cogent, well-timed ideas for meeting today’s biggest challenges.Pub Date: March 18, 2025
ISBN: 9781668023488
Page Count: 288
Publisher: Avid Reader Press
Review Posted Online: Jan. 16, 2025
Kirkus Reviews Issue: Feb. 15, 2025
BOOK REVIEW
PERSPECTIVES
SEEN & HEARD
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