WEALTH ODYSSEY

Personal finance guidebooks are often more confusing than helpful; Frank provides refreshing relief.

Frank, a Certified Financial Planner in California, offers a concise, precise guide to "prudent thinking" about personal finances, along with simple tools to estimate how much is required for a comfortable retirement. Frank does not share investment secrets. Instead, he offers insights into insurance needs and taxes, and he lays out a straightforward plan that anyone can follow to reach their "wealth" plateau. (He’s not talking about yachts and sports cars. Wealth, he says, is having sufficient assets to carry out your plans and live according to your "Standard of Individual Living." Being rich, he adds, is having an excess of wealth.) In Frank’s view, determining what size "asset reservoir" you require for a "wealthy" retirement can be done using simple math and having a realisitic understanding of your wants and needs. Frank says his years of experience in the business have taught him, "People are not saving enough for retirement, so they will have to work longer than they realize."

A sound guide designed to help people make sensible plans for a successful retirement.