A well-executed, clear, and highly informative retirement manual, if a bit overwhelming at times.



Unlike general retirement guides, this book focuses on decisions related to housing.

Recognizing that one’s living situation is a crucial retirement issue, financial planner Tzougros (Long Term Care Insurance, 2016, etc.) raises key housing-related questions and offers factual answers without overlooking the emotional decisions related to staying put or relocating. Obviously, housing is a complex problem, and where to live in retirement is a very personal choice, so this manual neither simplifies nor minimizes the various aspects of this matter. It covers the financial side of determining if a house is a retirement asset, provides ways to assess one’s current residence as a place to grow older, surveys numerous options (with an especially helpful comparison chart), and ponders the physical, emotional, and monetary implications of moving. Part of the strength of the book is its heavy reliance on numerous stories of retirees facing and making different decisions about housing based on their own unique circumstances. In a nice touch of personalization, for example, one chapter chronicles an evening party in which retirees chat about housing; recipes for food served at the soirée are even included in an appendix. These vignettes, often told from the perspective of each retiree, make it clear to readers that there is no single solution to what can become an emotional, if not financial, dilemma. Perhaps most helpful is the manual’s “Decision Guide” that effectively summarizes the content and facilitates objective verdicts about housing. Tzougros cleverly structures the volume in two versions. One, a narrative version, encourages written answers to specific questions; the other, a chart, distills the account into suggested answers and allows readers to simply circle the right ones to make a “Stay” versus “Move” decision. Throughout the authoritative book, and in the appendices, the author includes questionnaires and additional charts to be completed with various information, such as costs associated with the current residence versus potential new housing. Some of the charts in particular may seem intimidating, but they should prove valuable in making a more lucid decision about retirement housing.

A well-executed, clear, and highly informative retirement manual, if a bit overwhelming at times.

Pub Date: Sept. 14, 2018

ISBN: 978-0-9709870-3-7

Page Count: 306

Publisher: Wealthy Choices

Review Posted Online: Nov. 20, 2018

Kirkus Reviews Issue: Jan. 1, 2019

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This early reader is an excellent introduction to the March on Washington in 1963 and the important role in the march played by Martin Luther King Jr. Ruffin gives the book a good, dramatic start: “August 28, 1963. It is a hot summer day in Washington, D.C. More than 250,00 people are pouring into the city.” They have come to protest the treatment of African-Americans here in the US. With stirring original artwork mixed with photographs of the events (and the segregationist policies in the South, such as separate drinking fountains and entrances to public buildings), Ruffin writes of how an end to slavery didn’t mark true equality and that these rights had to be fought for—through marches and sit-ins and words, particularly those of Dr. King, and particularly on that fateful day in Washington. Within a year the Civil Rights Act of 1964 had been passed: “It does not change everything. But it is a beginning.” Lots of visual cues will help new readers through the fairly simple text, but it is the power of the story that will keep them turning the pages. (Easy reader. 6-8)

Pub Date: Jan. 1, 2001

ISBN: 0-448-42421-5

Page Count: 48

Publisher: Grosset & Dunlap

Review Posted Online: May 20, 2010

Kirkus Reviews Issue: Dec. 1, 2000

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From the national correspondent for PBS's MacNeil-Lehrer Newshour: a moving memoir of her youth in the Deep South and her role in desegregating the Univ. of Georgia. The eldest daughter of an army chaplain, Hunter-Gault was born in what she calls the ``first of many places that I would call `my place' ''—the small village of Due West, tucked away in a remote little corner of South Carolina. While her father served in Korea, Hunter-Gault and her mother moved first to Covington, Georgia, and then to Atlanta. In ``L.A.'' (lovely Atlanta), surrounded by her loving family and a close-knit black community, the author enjoyed a happy childhood participating in activities at church and at school, where her intellectual and leadership abilities soon were noticed by both faculty and peers. In high school, Hunter-Gault found herself studying the ``comic-strip character Brenda Starr as I might have studied a journalism textbook, had there been one.'' Determined to be a journalist, she applied to several colleges—all outside of Georgia, for ``to discourage the possibility that a black student would even think of applying to one of those white schools, the state provided money for black students'' to study out of state. Accepted at Michigan's Wayne State, the author was encouraged by local civil-rights leaders to apply, along with another classmate, to the Univ. of Georgia as well. Her application became a test of changing racial attitudes, as well as of the growing strength of the civil-rights movement in the South, and Gault became a national figure as she braved an onslaught of hostilities and harassment to become the first black woman to attend the university. A remarkably generous, fair-minded account of overcoming some of the biggest, and most intractable, obstacles ever deployed by southern racists. (Photographs—not seen.)

Pub Date: Nov. 1, 1992

ISBN: 0-374-17563-2

Page Count: 192

Publisher: Farrar, Straus and Giroux

Review Posted Online: May 20, 2010

Kirkus Reviews Issue: Sept. 1, 1992

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