The chief value of this book on a subject others have treated extensively is that the author deals realistically with the steps by which to approach financial security, as well as psychological adaptation to retirement. The greater part of the text deals with such down to earth matters as social security, annuities, pensions, retirement insurance, readjustment of budget to income, and so on. The advice is sound and wise. Sane too is the advice on preparation for using present spare time for future best purpose in cultivating hobbies, developing skills, building new interests, providing a second string to the bow. He discusses the values of early retirement -- of partial retirement -- of financial considerations at each level. He gives reasonable space to the importance of conserving health, so that old age may be healthy old age, a sound mind in a sound body. This is almost wholly a book for men. Women are viewed as stay-at-home wives who must be patient with stay-at-home husbands during the difficult first year of retirement. And a word to the wise on new goals in old marriages has much of wisdom in it.