Granted you have some money -- not too much -- to start with, this tells you where and how to save. It isn't a corner cutting book, no advice on housekeeping and shopping economically. But a practical, up to the minute discussion of budgets, savings, investments, insurance, installment buying, cash versus credit, taxes, endowments and annuities -- the ABC of home finance, by a man who knows his way. His theme song is ""diversification"" -- and he shows the whys and hows, linking his urgency to a conviction that we are inevitably facing an economic change in ways of life.