This is not a tour book -- but a travel book written by the official consultant of NRTA (National Retired Teachers Association) and AARP (American Association of Retired People) for just that audience of middle income and more than middle years. Travelers are naturally gullible and susceptible (who else pays everything in advance?) and certainly this audience needs to know how to evaluate the travel agent they're using, or choose a travel package (essentially any trip is a package with common ingredients including transportation, accommodations, meals, etc.) or to consider the benefits of group travel or to know how to read (i.e. assess) a travel brochure with some of its ""optional,"" ""throwaway"" or plain ambiguous offers. Or other factors which will make a trip more pleasurable -- say one free day after two of scheduled activities. A closing section on health (namely medicines, etc. to take with you) and baggage. ""All Inclusive"" common sense which will hopefully assure that less than half the fun is getting back.