A comprehensive guide to the basics of funding and finance for development projects.
In this useful reference for community development professionals, particularly those with limited exposure to finance and related concepts, an industry consultant provides a broad overview of strategic planning and startup financing for projects that serve the public good, from housing and health care to retail and infrastructure. The book is divided into chapters that follow the essential steps of the development process, from idea generation and corporate structure through business planning and funding acquisition. Each chapter concludes with case-study exercises drawn from a hypothetical urban-redevelopment process. MBAs are not the target audience. Instead, the text is pitched at an appropriate level for nonprofit staffers and community leaders who are passionate about local growth and development but unfamiliar with its mechanics. Advice is offered on the advantages and disadvantages of sole proprietorships, corporations and partnerships; the methods of calculating cash flow, internal rate of return and other standard metrics; and available funding vehicles. In addition to walking the reader through the steps of strategic planning and market analysis, the book provides several examples of the financial statements that are a critical part of any application for funding. It also offers an overview of the information necessary for funding solicitations of all types, from grant applications to bond issue proposals, with detailed resources. While the guide draws most often on examples of public-private partnerships designed for local housing and commercial development, its substance is broadly applicable, making the book a useful tool for those pursuing everything from soliciting foundation support for an after-school science program to issuing municipal bonds to fund the construction of a new performance venue.
An understandable, highly informative guide for nonfinancial professionals engaged in development work and community improvement.
Walkley pits CIA agents against a maniacal Saudi prince intent on starting World War III in this debut thriller.
Delta Force operative Lee McCloud, aka Mac, finds himself in Mexico, trying to rescue two teenage girls kidnapped by a drug cartel. But things go from bad to worse when the villains don’t play by the rules. Framed for two murders he didn’t commit, Mac has two options: go to prison or go to work for a CIA black-op group run by the devious Wisebaum, who hacks into terrorists’ bank accounts and confiscates millions of dollars. However, there’s more going on than meets the eye; Saudi Prince Khalid is in possession of nuclear canisters, with which he hopes to alter world history. Khalid also dabbles in trafficking young women, and harvesting and selling human organs. When Wisebaum’s black-op team targets Khalid’s father, the action becomes even more intense. With so many interweaving subplots—kidnapped girls, Israeli undercover agents, nuclear weapons and a secret underwater hideout—it could be easy to lose track of what’s going on. But the author’s deft handling of the material ensures that doesn’t occur; subplots are introduced at the appropriate junctures and, by story’s end, all are accounted for and neatly concluded. Mac is portrayed as a rough and ready action-hero, yet his vulnerabilities will evoke empathy in readers. He finds a love interest in Tally, a hacker whose personality is just quirky enough to complement his own. All Walkley’s primary characters are fleshed out and realistic, with the exception of Wisebaum—a malicious, double-dealing, back-stabber of the worst ilk; the reader is left wondering about Wisebaum’s motivations behind such blatant treachery.
Despite this, Walkley’s beefy prose and rousing action sequences deliver a thriller to satisfy any adrenaline addict.
Tragedy turns into triumph in Carlson’s debut novel about a young woman who regains her self-confidence after multiple losses and years of dejection.
Before readers meet 28-year-old Jamie Shire, she has already hit rock bottom. Jobless, she drinks away her days on her best friend’s couch as she wallows in loneliness. Among Jamie’s troubles: Her mother died when she was a child, the only man she ever loved wouldn’t reciprocate, her unborn daughter died, and she continuously feels rejected by her father and brother. After a chance encounter with a wealthy woman at a coffee shop, Jamie accepts a live-in job researching philanthropic causes at Fallow Springs Estate. Reaching out to the house staff and eventually working with Darfur refugees afford Jamie some valuable context for her own pain; she’s able to gain confidence as she learns to stop fearing rejection and start pursuing her dreams. Throughout the novel, the author skillfully creates mood. In the beginning, when Jamie borders on depression, her emotional touchiness and oversensitivity will create an uneasy feeling in readers. But as Jamie slowly regains confidence, readers will also feel increasingly optimistic. Alongside the main character’s emotional struggle is the struggle faced by Darfur refugees, although this plotline doesn’t advance too far; yet details from Jamie’s trip to the refugee camp in Chad—the types of beer served at the aid workers’ bar or a depiction of a young refugee sitting blank-faced and tied to a pole because he might run away—effectively transport readers to faraway places. Jamie’s story will interest readers, but, with a weak ending, the story leaves many unanswered questions. Who is Jamie’s wealthy employer? Does Jamie’s work in Chad help anyone but herself? And what of the conflict Jamie feels between herself and the refugees, between the haves and the have-nots?
With so many minor questions left unanswered, Carlson’s captivating novel proves to be more about the journey than the destination.