A personality-driven handbook for mastering one’s personal finances.
Langin’s brief, pointed debut introduces a clearheaded money-management approach that hinges on four key elements: thinking of money as a “power tool”; realizing that you already have enough money to be happy and that the more you appreciate what you have, the happier you are; figuring out that feeling wealthy is an essential building block for becoming so; and abandoning the conviction that repeating the same actions will yield different, better results. “The source of financial abundance is inside of you,” Langin insists, somewhat counterintuitively, and throughout this book, she takes a hard look at the personal, psychological element of individual economy. “True wealth is when the wealth in you increases,” she writes. “Be patient. The fruit of the seed planted takes time to manifest.” Thankfully, she goes on to ground her book in more concrete ideas, including practical strategies that many readers will find useful. She reminds those on limited budgets, for instance, not to spend emotionally and to be aware of how the nickel-and-diming of daily life can erode even sizable financial reserves. She even encourages readers to enlist a professional financial “mentor”—a sort of adjutant brain whose job it is to introduce pragmatic restraint. These succinctly written, common-sense sections brim with optimism, insight, and inspirational language: “The buck will stop here, right on our own desk,” she writes. “Let us declare no more limits on our talent and potential. Let’s take pride in where we are now and strive for even more where we are going.” The focus on the mental aspects of personal finance gives the whole book an inviting flavor.
A quick, clear breakdown of how to change one’s mindset to fix one’s cash flow.