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The Necessity of Finance

AN OVERVIEW OF THE SCIENCE OF MANAGEMENT OF WEALTH FOR AN INDIVIDUAL, A GROUP, OR AN ORGANIZATION

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance.

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A basic text about financial concepts that strives to elevate finance to the status of a science.

Ever since the 2008 recession, the financial world has achieved prominence, if not notoriety. Many casual observers have become more aware of the general financial health of the country, but they may be largely ignorant of relevant financial concepts. Criniti, a professor of finance, investor and former financial consultant, offers a primer written with uncluttered clarity which explains in simple language the difference between finance and economics. He also defines terms such as “financial manager,” “financier,” “financial statements,” “financial planning,” and “risk and return.” For example, investing, writes Criniti, “is the act of currently owning any asset, tangible or intangible, that is not associated with playing any perceived ongoing game of chance and is intended to maximize wealth based on acceptable levels of time and risk.” The author also addresses aspects of finance that other authors tend to overlook; for instance, Criniti points to “a high correlation between finance and health.” Referring to America’s health insurance challenge, he writes that “under the current American healthcare system, the wealthier you are the healthier you could be.” In another chapter, “Finance and the Environment,” Criniti postulates that “[e]nvironmental goals can only be accomplished when more wealth is directed toward them.” Throughout the book, Criniti lobbies for finance to be accepted as a full-fledged science, separate and apart from economics. He even wonders, “Where is the real Nobel Prize in finance? It doesn’t exist unless you call it financial economics.”

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance. 

Pub Date: Feb. 10, 2013

ISBN: 978-0988459502

Page Count: 218

Publisher: Criniti Publishing

Review Posted Online: April 24, 2013

Kirkus Reviews Issue: June 15, 2013

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BURY OUR BONES IN THE MIDNIGHT SOIL

A beautiful meditation on queer identity against a supernatural backdrop.

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Three women deal very differently with vampirism in Schwab’s era-spanning follow-up to The Invisible Life of Addie LaRue (2020).

In 16th-century Spain, Maria seduces a wealthy viscount in an attempt to seize whatever control she can over her own life. It turns out that being a wife—even a wealthy one—is just another cage, but then a mysterious widow offers Maria a surprising escape route. In the 19th century, Charlotte is sent from her home in the English countryside to live with an aunt in London when she’s found trying to kiss her best friend. She’s despondent at the idea of marrying a man, but another mysterious widow—who has a secret connection to Maria’s widow from centuries earlier—appears and teaches Charlotte that she can be free to love whomever she chooses, if she’s brave enough. In 2019, Alice’s memories of growing up in Scotland with her mercurial older sister, Catty, pull her mind away from her first days at Harvard University. And though she doesn’t meet any mysterious widows, Alice wakes up alone after a one-night stand unable to tolerate sunlight, sporting two new fangs, and desperate to drink blood. Horrified at her transformation, she searches Boston for her hookup, who was the last person she remembers seeing before she woke up as a vampire. Schwab delicately intertwines the three storylines, which are compelling individually even before the reader knows how they will connect. Maria, Charlotte, and Alice are queer women searching for love, recognition, and wholeness, growing fangs and defying mortality in a world that would deny them their very existence. Alice’s flashbacks to Catty are particularly moving, and subtly play off themes of grief and loneliness laid out in the historical timelines.

A beautiful meditation on queer identity against a supernatural backdrop.

Pub Date: June 10, 2025

ISBN: 9781250320520

Page Count: 544

Publisher: Tor

Review Posted Online: March 22, 2025

Kirkus Reviews Issue: April 15, 2025

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NEVER FLINCH

Even when King is not at his best, he’s still good.

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Two killers are on the loose. Can they be stopped?

In this ambitious mystery, the prolific and popular King tells the story of a serial murderer who pledges, in a note to Buckeye City police, to kill “13 innocents and 1 guilty,” in order, we eventually learn, to avenge the death of a man who was framed and convicted for possession of child pornography and then killed in prison. At the same time, the author weaves in the efforts of another would-be murderer, a member of a violently abortion-opposing church who has been stalking a popular feminist author and women’s rights activist on a publicity tour. To tell these twin tales of murders done and intended, King summons some familiar characters, including private investigator Holly Gibney, whom readers may recall from previous novels. Gibney is enlisted to help Buckeye City police detective Izzy Jaynes try to identify and stop the serial killer, who has been murdering random unlucky citizens with chilling efficiency. She’s also been hired as a bodyguard for author and activist Kate McKay and her young assistant. The author succeeds in grabbing the reader’s interest and holding it throughout this page-turning tale of terror, which reads like a big-screen thriller. The action is well paced, the settings are vividly drawn, and King’s choice to focus on the real and deadly dangers of extremist thought is admirable. But the book is hamstrung by cliched characters, hackneyed dialogue (both spoken and internal), and motives that feel both convoluted and overly simplistic. King shines brightest when he gets to the heart of our darkest fears and desires, but here the dangers seem a bit cerebral. In his warning letter to the police, the serial killer wonders if his cryptic rationale to murder will make sense to others, concluding, “It does to me, and that is enough.” Is it enough? In another writer’s work, it might not be, but in King’s skilled hands, it probably is.

Even when King is not at his best, he’s still good.

Pub Date: May 27, 2025

ISBN: 9781668089330

Page Count: 448

Publisher: Scribner

Review Posted Online: Feb. 1, 2025

Kirkus Reviews Issue: March 1, 2025

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