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The Necessity of Finance

AN OVERVIEW OF THE SCIENCE OF MANAGEMENT OF WEALTH FOR AN INDIVIDUAL, A GROUP, OR AN ORGANIZATION

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance.

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A basic text about financial concepts that strives to elevate finance to the status of a science.

Ever since the 2008 recession, the financial world has achieved prominence, if not notoriety. Many casual observers have become more aware of the general financial health of the country, but they may be largely ignorant of relevant financial concepts. Criniti, a professor of finance, investor and former financial consultant, offers a primer written with uncluttered clarity which explains in simple language the difference between finance and economics. He also defines terms such as “financial manager,” “financier,” “financial statements,” “financial planning,” and “risk and return.” For example, investing, writes Criniti, “is the act of currently owning any asset, tangible or intangible, that is not associated with playing any perceived ongoing game of chance and is intended to maximize wealth based on acceptable levels of time and risk.” The author also addresses aspects of finance that other authors tend to overlook; for instance, Criniti points to “a high correlation between finance and health.” Referring to America’s health insurance challenge, he writes that “under the current American healthcare system, the wealthier you are the healthier you could be.” In another chapter, “Finance and the Environment,” Criniti postulates that “[e]nvironmental goals can only be accomplished when more wealth is directed toward them.” Throughout the book, Criniti lobbies for finance to be accepted as a full-fledged science, separate and apart from economics. He even wonders, “Where is the real Nobel Prize in finance? It doesn’t exist unless you call it financial economics.”

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance. 

Pub Date: Feb. 10, 2013

ISBN: 978-0988459502

Page Count: 218

Publisher: Criniti Publishing

Review Posted Online: April 24, 2013

Kirkus Reviews Issue: June 15, 2013

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  • New York Times Bestseller

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DEVOLUTION

A tasty, if not always tasteful, tale of supernatural mayhem that fans of King and Crichton alike will enjoy.

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Are we not men? We are—well, ask Bigfoot, as Brooks does in this delightful yarn, following on his bestseller World War Z(2006).

A zombie apocalypse is one thing. A volcanic eruption is quite another, for, as the journalist who does a framing voice-over narration for Brooks’ latest puts it, when Mount Rainier popped its cork, “it was the psychological aspect, the hyperbole-fueled hysteria that had ended up killing the most people.” Maybe, but the sasquatches whom the volcano displaced contributed to the statistics, too, if only out of self-defense. Brooks places the epicenter of the Bigfoot war in a high-tech hideaway populated by the kind of people you might find in a Jurassic Park franchise: the schmo who doesn’t know how to do much of anything but tries anyway, the well-intentioned bleeding heart, the know-it-all intellectual who turns out to know the wrong things, the immigrant with a tough backstory and an instinct for survival. Indeed, the novel does double duty as a survival manual, packed full of good advice—for instance, try not to get wounded, for “injury turns you from a giver to a taker. Taking up our resources, our time to care for you.” Brooks presents a case for making room for Bigfoot in the world while peppering his narrative with timely social criticism about bad behavior on the human side of the conflict: The explosion of Rainier might have been better forecast had the president not slashed the budget of the U.S. Geological Survey, leading to “immediate suspension of the National Volcano Early Warning System,” and there’s always someone around looking to monetize the natural disaster and the sasquatch-y onslaught that follows. Brooks is a pro at building suspense even if it plays out in some rather spectacularly yucky episodes, one involving a short spear that takes its name from “the sucking sound of pulling it out of the dead man’s heart and lungs.” Grossness aside, it puts you right there on the scene.

A tasty, if not always tasteful, tale of supernatural mayhem that fans of King and Crichton alike will enjoy.

Pub Date: June 16, 2020

ISBN: 978-1-9848-2678-7

Page Count: 304

Publisher: Del Rey/Ballantine

Review Posted Online: Feb. 9, 2020

Kirkus Reviews Issue: March 1, 2020

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THE SECRET OF SECRETS

A standout in the series.

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  • New York Times Bestseller

The sixth adventure of Harvard symbology professor Robert Langdon explores the mysteries of human consciousness, the demonic projects of the CIA, and the city of Prague.

“Ladies and gentlemen...we are about to experience a sea change in our understanding of how the brain works, the nature of consciousness, and in fact…the very nature of reality itself.” But first—Langdon’s in love! Brown’s devoted readers first met brilliant noetic scientist Katherine Solomon in The Lost Symbol (2009); she’s back as a serious girlfriend, engaging the committed bachelor in a way not seen before. The book opens with the pair in a luxurious suite at the Four Seasons in Prague. It’s the night after Katherine has delivered the lecture quoted above, setting the theme for the novel, which features a plethora of real-life cases and anomalies that seem to support the notion that human consciousness is not localized inside the human skull. Brown’s talent for assembling research is also evident in this novel’s alter ego as a guidebook to Prague, whose history and attractions are described in great and glowing detail. Whether you appreciate or skim past the innumerable info dumps on these and other topics (Jewish folklore fans—the Golem is in the house!), it goes without saying that concision is not a goal in the Dan Brown editing process. Speaking of editing, the nearly 700-page book is dedicated to Brown’s editor, who seems to appear as a character—to put it in the italicized form used for Brownian insight, Jason Kaufman must be Jonas Faukman! A major subplot involves the theft of Katherine’s manuscript from the secure servers of Penguin Random House; the delightful Faukman continues to spout witty wisecracks even when blindfolded and hogtied. There’s no shortage of action, derring-do, explosions, high-tech torture machines, attempted and successful murders, and opportunities for split-second, last-minute escapes; good thing Langdon, this aging symbology wonk, never misses swimming his morning laps. Readers who are not already dyed-in-the-wool Langdonites may find themselves echoing the prof’s own conclusion regarding the credibility of all this paranormal hoo-ha: At some point, skepticism itself becomes irrational.

A standout in the series.

Pub Date: Sept. 9, 2025

ISBN: 9780385546898

Page Count: 688

Publisher: Doubleday

Review Posted Online: Sept. 9, 2025

Kirkus Reviews Issue: Nov. 1, 2025

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