A vital history of racial discrimination in the insurance market—and the fires that followed.
The Bronx was burning. Insurers and landlords supplied the fuel.
This young historian’s superlative debut substantially upgrades our understanding of notorious crimes that unnerved American cities a half century ago. Fire insurance is not often associated with gripping narratives, but as Ansfield demonstrates, discriminatory gaps in coverage incited a deadly, protracted spectacle “from Boston to Seattle.” In the 1970s, “a wave of landlord arson” struck numerous urban neighborhoods, most conspicuously the Bronx. Fires and related issues claimed a staggering 20% of the borough’s housing stock, displacing thousands and killing as many as 300 New Yorkers a year. Terrified residents slept in their shoes, packed suitcases nearby. The destruction had deep roots, Ansfield explains. Insurance companies, increasingly focused on fast-growing suburbs, sped the pace of their “decades-long withdrawal from U.S. cities” after predominantly Black 1960s “rebellions” in Detroit, Newark, and Los Angeles. In response, federal and state governments instituted a public-private insurance plan dubbed FAIR (Fair Access to Insurance Requirements). In this period, FAIR policies were haphazardly granted, and many properties were insured for far more than their market value. Crooked landlords cashed in, hiring impoverished locals to burn buildings and teaming up to run “an arson-for-hire business out of a Bronx storefront.” One arson ring burned 250 buildings, collecting millions in payouts before they were caught. The problem was worsened by deregulation and accompanying shifts in the economic system, which spurred disinvestment in cities and reshaped the insurance industry, with companies making much of their money by investing customer premiums in stock, bond, and money markets. The 1970s Bronx fires were frequently blamed on tenants, a relatively small number of whom did commit arson, Ansfield writes. But this excellent book delivers the truth about “the burning years.”
A vital history of racial discrimination in the insurance market—and the fires that followed.Pub Date: Aug. 19, 2025
ISBN: 9781324093510
Page Count: 352
Publisher: Norton
Review Posted Online: April 17, 2025
Kirkus Reviews Issue: May 15, 2025
Dogged original research and superb narrative skills come together in this gripping account of pitiless evil.
Greed, depravity, and serial murder in 1920s Oklahoma.
During that time, enrolled members of the Osage Indian nation were among the wealthiest people per capita in the world. The rich oil fields beneath their reservation brought millions of dollars into the tribe annually, distributed to tribal members holding "headrights" that could not be bought or sold but only inherited. This vast wealth attracted the attention of unscrupulous whites who found ways to divert it to themselves by marrying Osage women or by having Osage declared legally incompetent so the whites could fleece them through the administration of their estates. For some, however, these deceptive tactics were not enough, and a plague of violent death—by shooting, poison, orchestrated automobile accident, and bombing—began to decimate the Osage in what they came to call the "Reign of Terror." Corrupt and incompetent law enforcement and judicial systems ensured that the perpetrators were never found or punished until the young J. Edgar Hoover saw cracking these cases as a means of burnishing the reputation of the newly professionalized FBI. Bestselling New Yorkerstaff writer Grann (The Devil and Sherlock Holmes: Tales of Murder, Madness, and Obsession, 2010, etc.) follows Special Agent Tom White and his assistants as they track the killers of one extended Osage family through a closed local culture of greed, bigotry, and lies in pursuit of protection for the survivors and justice for the dead. But he doesn't stop there; relying almost entirely on primary and unpublished sources, the author goes on to expose a web of conspiracy and corruption that extended far wider than even the FBI ever suspected. This page-turner surges forward with the pacing of a true-crime thriller, elevated by Grann's crisp and evocative prose and enhanced by dozens of period photographs.
Dogged original research and superb narrative skills come together in this gripping account of pitiless evil.Pub Date: April 18, 2017
ISBN: 978-0-385-53424-6
Page Count: 352
Publisher: Doubleday
Review Posted Online: Feb. 1, 2017
Kirkus Reviews Issue: Feb. 15, 2017
BOOK TO SCREEN
BOOK TO SCREEN
BOOK TO SCREEN
A short, smart analysis of perhaps the most famous passage in American history reveals its potency and unfulfilled promise.
Words that made a nation.
Isaacson is known for expansive biographies of great thinkers (and Elon Musk), but here he pens a succinct, stimulating commentary on the Founding Fathers’ ode to “life, liberty, and the pursuit of happiness.” His close reading of the Declaration of Independence’s second sentence, published to mark the 250th anniversary of the document’s adoption, doesn’t downplay its “moral contradiction.” Thomas Jefferson enslaved hundreds of people yet called slavery “a cruel war against human nature” in his first draft of the Declaration. All but 15 of the document’s 56 signers owned enslaved people. While the sentence in question asserted “all men are created equal” and possess “unalienable rights,” the Founders “consciously and intentionally” excluded women, Native Americans, and enslaved people. And yet the sentence is powerful, Isaacson writes, because it names a young nation’s “aspirations.” He mounts a solid defense of what ought to be shared goals, among them economic fairness, “moral compassion,” and a willingness to compromise. “Democracy depends on this,” he writes. Isaacson is excellent when explaining how Enlightenment intellectuals abroad influenced the founders. Benjamin Franklin, one of the Declaration’s “five-person drafting committee,” stayed in David Hume’s home for a month in the early 1770s, “discussing ideas of natural rights” with the Scottish philosopher. Also strong is Isaacson’s discussion of the “edits and tweaks” made to Jefferson’s draft. As recommended by Franklin and others, the changes were substantial, leaving Jefferson “distraught.” Franklin, who emerges as the book’s hero, helped establish municipal services, founded a library, and encouraged religious diversity—the kind of civic-mindedness that we could use more of today, Isaacson reminds us.
A short, smart analysis of perhaps the most famous passage in American history reveals its potency and unfulfilled promise.Pub Date: Nov. 18, 2025
ISBN: 9781982181314
Page Count: 80
Publisher: Simon & Schuster
Review Posted Online: Aug. 29, 2025
Kirkus Reviews Issue: Oct. 1, 2025
BOOK REVIEW
BOOK REVIEW
BOOK REVIEW
SEEN & HEARD
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