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Finance Your Own Business

GET ON THE FINANCING FAST TRACK

An energetic, informative handbook for business owners.

A comprehensive overview of the financing options available to small and start-up businesses.

In this business book, Sutton (Start Your Own Corporation, 2013) and Detweiler (The Ultimate Credit Handbook, 2003) present the financing methods available to people looking to start a small business or to provide additional funding to an existing one. The book addresses simple funding sources, such as personal savings and bank loans, as well as more complex investment vehicles such as crowdfunding and venture capital. Both aspiring and veteran business owners will find the book useful, as it details the ways companies can raise finances and operating credit at different points in the business life cycle. Sutton and Detweiler display a deep knowledge of government regulations, including recent changes to credit card and securities law, as well as the industry norms that determine funders’ expectations. They also provide readers with details on standard information that bankers or angel investors are likely to want, along with recommendations for organizing and presenting it. Appendices provide templates for standard documents, such as the private placement memorandum, and a section of further resources guides readers to other useful tools. The book also addresses common scams and predatory lending practices and cautions readers about their risks. The prose is occasionally awkward (“While not specifically agreed to but arising solely out of the situation, Nora spoke very highly of Chad and Ruth as the successors of her late husband’s devotion to customer service”), but Sutton and Detweiler do an excellent job of using legal and technical terms clearly, with a minimum of jargon. Although the book does urge readers to consult Sutton’s earlier books too often, the information on the whole is solid, and readers can feel confident in discovering solid advice.

An energetic, informative handbook for business owners.

Pub Date: N/A

ISBN: N/A

Page Count: -

Publisher: Success DNA, INC.

Review Posted Online: Nov. 4, 2015

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THINKING, FAST AND SLOW

Striking research showing the immense complexity of ordinary thought and revealing the identities of the gatekeepers in our...

A psychologist and Nobel Prize winner summarizes and synthesizes the recent decades of research on intuition and systematic thinking.

The author of several scholarly texts, Kahneman (Emeritus Psychology and Public Affairs/Princeton Univ.) now offers general readers not just the findings of psychological research but also a better understanding of how research questions arise and how scholars systematically frame and answer them. He begins with the distinction between System 1 and System 2 mental operations, the former referring to quick, automatic thought, the latter to more effortful, overt thinking. We rely heavily, writes, on System 1, resorting to the higher-energy System 2 only when we need or want to. Kahneman continually refers to System 2 as “lazy”: We don’t want to think rigorously about something. The author then explores the nuances of our two-system minds, showing how they perform in various situations. Psychological experiments have repeatedly revealed that our intuitions are generally wrong, that our assessments are based on biases and that our System 1 hates doubt and despises ambiguity. Kahneman largely avoids jargon; when he does use some (“heuristics,” for example), he argues that such terms really ought to join our everyday vocabulary. He reviews many fundamental concepts in psychology and statistics (regression to the mean, the narrative fallacy, the optimistic bias), showing how they relate to his overall concerns about how we think and why we make the decisions that we do. Some of the later chapters (dealing with risk-taking and statistics and probabilities) are denser than others (some readers may resent such demands on System 2!), but the passages that deal with the economic and political implications of the research are gripping.

Striking research showing the immense complexity of ordinary thought and revealing the identities of the gatekeepers in our minds.

Pub Date: Nov. 1, 2011

ISBN: 978-0-374-27563-1

Page Count: 512

Publisher: Farrar, Straus and Giroux

Review Posted Online: Sept. 3, 2011

Kirkus Reviews Issue: Sept. 15, 2011

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ROSE BOOK OF BIBLE CHARTS, MAPS AND TIME LINES

Worthwhile reference stuffed with facts and illustrations.

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A compendium of charts, time lines, lists and illustrations to accompany study of the Bible.

This visually appealing resource provides a wide array of illustrative and textually concise references, beginning with three sets of charts covering the Bible as a whole, the Old Testament and the New Testament. These charts cover such topics as biblical weights and measures, feasts and holidays and the 12 disciples. Most of the charts use a variety of illustrative techniques to convey lessons and provide visual interest. A worthwhile example is “How We Got the Bible,” which provides a time line of translation history, comparisons of canons among faiths and portraits of important figures in biblical translation, such as Jerome and John Wycliffe. The book then presents a section of maps, followed by diagrams to conceptualize such structures as Noah’s Ark and Solomon’s Temple. Finally, a section on Christianity, cults and other religions describes key aspects of history and doctrine for certain Christian sects and other faith traditions. Overall, the authors take a traditionalist, conservative approach. For instance, they list Moses as the author of the Pentateuch (the first five books of the Hebrew Bible) without making mention of claims to the contrary. When comparing various Christian sects and world religions, the emphasis is on doctrine and orthodox theology. Some chapters, however, may not completely align with the needs of Catholic and Orthodox churches. But the authors’ leanings are muted enough and do not detract from the work’s usefulness. As a resource, it’s well organized, inviting and visually stimulating. Even the most seasoned reader will learn something while browsing.

Worthwhile reference stuffed with facts and illustrations.

Pub Date: Sept. 1, 2005

ISBN: 978-1-5963-6022-8

Page Count: -

Publisher: N/A

Review Posted Online: May 23, 2010

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