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The Necessity of Finance

AN OVERVIEW OF THE SCIENCE OF MANAGEMENT OF WEALTH FOR AN INDIVIDUAL, A GROUP, OR AN ORGANIZATION

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance.

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A basic text about financial concepts that strives to elevate finance to the status of a science.

Ever since the 2008 recession, the financial world has achieved prominence, if not notoriety. Many casual observers have become more aware of the general financial health of the country, but they may be largely ignorant of relevant financial concepts. Criniti, a professor of finance, investor and former financial consultant, offers a primer written with uncluttered clarity which explains in simple language the difference between finance and economics. He also defines terms such as “financial manager,” “financier,” “financial statements,” “financial planning,” and “risk and return.” For example, investing, writes Criniti, “is the act of currently owning any asset, tangible or intangible, that is not associated with playing any perceived ongoing game of chance and is intended to maximize wealth based on acceptable levels of time and risk.” The author also addresses aspects of finance that other authors tend to overlook; for instance, Criniti points to “a high correlation between finance and health.” Referring to America’s health insurance challenge, he writes that “under the current American healthcare system, the wealthier you are the healthier you could be.” In another chapter, “Finance and the Environment,” Criniti postulates that “[e]nvironmental goals can only be accomplished when more wealth is directed toward them.” Throughout the book, Criniti lobbies for finance to be accepted as a full-fledged science, separate and apart from economics. He even wonders, “Where is the real Nobel Prize in finance? It doesn’t exist unless you call it financial economics.”

A well-crafted work for general readers that could serve as a basic textbook on the fundamentals of finance. 

Pub Date: Feb. 10, 2013

ISBN: 978-0988459502

Page Count: 218

Publisher: Criniti Publishing

Review Posted Online: April 24, 2013

Kirkus Reviews Issue: June 15, 2013

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  • New York Times Bestseller

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THE WOMEN

A dramatic, vividly detailed reconstruction of a little-known aspect of the Vietnam War.

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  • New York Times Bestseller

A young woman’s experience as a nurse in Vietnam casts a deep shadow over her life.

When we learn that the farewell party in the opening scene is for Frances “Frankie” McGrath’s older brother—“a golden boy, a wild child who could make the hardest heart soften”—who is leaving to serve in Vietnam in 1966, we feel pretty certain that poor Finley McGrath is marked for death. Still, it’s a surprise when the fateful doorbell rings less than 20 pages later. His death inspires his sister to enlist as an Army nurse, and this turn of events is just the beginning of a roller coaster of a plot that’s impressive and engrossing if at times a bit formulaic. Hannah renders the experiences of the young women who served in Vietnam in all-encompassing detail. The first half of the book, set in gore-drenched hospital wards, mildewed dorm rooms, and boozy officers’ clubs, is an exciting read, tracking the transformation of virginal, uptight Frankie into a crack surgical nurse and woman of the world. Her tensely platonic romance with a married surgeon ends when his broken, unbreathing body is airlifted out by helicopter; she throws her pent-up passion into a wild affair with a soldier who happens to be her dead brother’s best friend. In the second part of the book, after the war, Frankie seems to experience every possible bad break. A drawback of the story is that none of the secondary characters in her life are fully three-dimensional: Her dismissive, chauvinistic father and tight-lipped, pill-popping mother, her fellow nurses, and her various love interests are more plot devices than people. You’ll wish you could have gone to Vegas and placed a bet on the ending—while it’s against all the odds, you’ll see it coming from a mile away.

A dramatic, vividly detailed reconstruction of a little-known aspect of the Vietnam War.

Pub Date: Feb. 6, 2024

ISBN: 9781250178633

Page Count: 480

Publisher: St. Martin's

Review Posted Online: Nov. 4, 2023

Kirkus Reviews Issue: Dec. 1, 2023

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THE FAMILIAR

Lush, gorgeous, precise language and propulsive plotting sweep readers into a story as intelligent as it is atmospheric.

In 16th-century Madrid, a crypto-Jew with a talent for casting spells tries to steer clear of the Inquisition.

Luzia Cotado, a scullion and an orphan, has secrets to keep: “It was a game she and her mother had played, saying one thing and thinking another, the bits and pieces of Hebrew handed down like chipped plates.” Also handed down are “refranes”—proverbs—in “not quite Spanish, just as Luzia was not quite Spanish.” When Luzia sings the refranes, they take on power. “Aboltar cazal, aboltar mazal” (“A change of scene, a change of fortune”) can mend a torn gown or turn burnt bread into a perfect loaf; “Quien no risica, no rosica” (“Whoever doesn’t laugh, doesn’t bloom”) can summon a riot of foliage in the depths of winter. The Inquisition hangs over the story like Chekhov’s famous gun on the wall. When Luzia’s employer catches her using magic, the ambitions of both mistress and servant catapult her into fame and danger. A new, even more ambitious patron instructs his supernatural servant, Guillén Santángel, to train Luzia for a magical contest. Santángel, not Luzia, is the familiar of the title; he has been tricked into trading his freedom and luck to his master’s family in exchange for something he no longer craves but can’t give up. The novel comes up against an issue common in fantasy fiction: Why don’t the characters just use their magic to solve all their problems? Bardugo has clearly given it some thought, but her solutions aren’t quite convincing, especially toward the end of the book. These small faults would be harder to forgive if she weren’t such a beautiful writer. Part fairy tale, part political thriller, part romance, the novel unfolds like a winter tree bursting into unnatural bloom in response to one of Luzia’s refranes, as she and Santángel learn about power, trust, betrayal, and love.

Lush, gorgeous, precise language and propulsive plotting sweep readers into a story as intelligent as it is atmospheric.

Pub Date: April 9, 2024

ISBN: 9781250884251

Page Count: 400

Publisher: Flatiron Books

Review Posted Online: Feb. 3, 2024

Kirkus Reviews Issue: March 1, 2024

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