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THE WHITE WALL

HOW BIG FINANCE BANKRUPTS BLACK AMERICA

A rousing body of evidence in favor of activist reform of financial practices, from ordinary loans to reparations.

Damning exposé of the essential racism of the American financial system.

There’s a racial wealth gap in America, with numerous hurdles placed in the way of minorities—especially Black men and women—who must contend with differential rates of pay, discriminatory lending, and the inability to accumulate intergenerational wealth. In her debut book, New York Times reporter Flitter examines that story in numerous insightful ways. One reason Black people have trouble getting loans is that there are so few Black financial advisers and bank officers to serve their needs. As the author notes, even Sheila Johnson, one of the wealthiest Black people in America, “with a fortune worth hundreds of millions of dollars,” was denied a loan when she tried to launch a luxury resort. Banks routinely issue memos headed “Please Use Caution” that target Black customers, who, it’s seemingly assumed, should not possess large checks. That’s one reason, Flitter points out, that check-cashing businesses flourish in Black neighborhoods, as well as the fact that those businesses are transparent about fees rather than layering on unadvertised charges, as banks do. The fact that there are Black neighborhoods to begin with connects to lending practices that discriminate against Black borrowers, “redlining” mortgages and charging higher rates than those for White customers, and to the fact that Black bank employees who want to track over to the wealthier “private client” side of the house are shunted off to lower-income neighborhoods without high-ticket accounts. Unfortunately, as the author shows, discrimination is everywhere. “It is common knowledge that insurance companies routinely look for reasons to deny claims,” she writes, “and that poor customers’ cases are the easiest to dispose of because those customers are the least likely to fight a denial.” Everywhere the dollar extends, by her searing account, minority communities are excluded.

A rousing body of evidence in favor of activist reform of financial practices, from ordinary loans to reparations.

Pub Date: Oct. 25, 2022

ISBN: 978-1-982183-24-0

Page Count: 336

Publisher: One Signal/Atria

Review Posted Online: Aug. 29, 2022

Kirkus Reviews Issue: Sept. 15, 2022

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WHEN BREATH BECOMES AIR

A moving meditation on mortality by a gifted writer whose dual perspectives of physician and patient provide a singular...

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A neurosurgeon with a passion for literature tragically finds his perfect subject after his diagnosis of terminal lung cancer.

Writing isn’t brain surgery, but it’s rare when someone adept at the latter is also so accomplished at the former. Searching for meaning and purpose in his life, Kalanithi pursued a doctorate in literature and had felt certain that he wouldn’t enter the field of medicine, in which his father and other members of his family excelled. “But I couldn’t let go of the question,” he writes, after realizing that his goals “didn’t quite fit in an English department.” “Where did biology, morality, literature and philosophy intersect?” So he decided to set aside his doctoral dissertation and belatedly prepare for medical school, which “would allow me a chance to find answers that are not in books, to find a different sort of sublime, to forge relationships with the suffering, and to keep following the question of what makes human life meaningful, even in the face of death and decay.” The author’s empathy undoubtedly made him an exceptional doctor, and the precision of his prose—as well as the moral purpose underscoring it—suggests that he could have written a good book on any subject he chose. Part of what makes this book so essential is the fact that it was written under a death sentence following the diagnosis that upended his life, just as he was preparing to end his residency and attract offers at the top of his profession. Kalanithi learned he might have 10 years to live or perhaps five. Should he return to neurosurgery (he could and did), or should he write (he also did)? Should he and his wife have a baby? They did, eight months before he died, which was less than two years after the original diagnosis. “The fact of death is unsettling,” he understates. “Yet there is no other way to live.”

A moving meditation on mortality by a gifted writer whose dual perspectives of physician and patient provide a singular clarity.

Pub Date: Jan. 19, 2016

ISBN: 978-0-8129-8840-6

Page Count: 248

Publisher: Random House

Review Posted Online: Sept. 29, 2015

Kirkus Reviews Issue: Oct. 15, 2015

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ONE DAY, EVERYONE WILL HAVE ALWAYS BEEN AGAINST THIS

A philosophically rich critique of state violence and mass apathy.

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An Egyptian Canadian journalist writes searchingly of this time of war.

“Rules, conventions, morals, reality itself: all exist so long as their existence is convenient to the preservation of power.” So writes El Akkad, who goes on to state that one of the demands of modern power is that those subject to it must imagine that some group of people somewhere are not fully human. El Akkad’s pointed example is Gaza, the current destruction of which, he writes, is causing millions of people around the world to examine the supposedly rules-governed, democratic West and declare, “I want nothing to do with this.” El Akkad, author of the novel American War (2017), discerns hypocrisy and racism in the West’s defense of Ukraine and what he views as indifference toward the Palestinian people. No stranger to war zones himself—El Akkad was a correspondent in Afghanistan and Iraq—he writes with grim matter-of-factness about murdered children, famine, and the deliberate targeting of civilians. With no love for Zionism lost, he offers an equally harsh critique of Hamas, yet another one of the “entities obsessed with violence as an ethos, brutal in their treatment of minority groups who in their view should not exist, and self-­decreed to be the true protectors of an entire religion.” Taking a global view, El Akkad, who lives in the U.S., finds almost every government and society wanting, and not least those, he says, that turn away and pretend not to know, behavior that we’ve seen before and that, in the spirit of his title, will one day be explained away until, in the end, it comes down to “a quiet unheard reckoning in the winter of life between the one who said nothing, did nothing, and their own soul.”

A philosophically rich critique of state violence and mass apathy.

Pub Date: Feb. 25, 2025

ISBN: 9780593804148

Page Count: 224

Publisher: Knopf

Review Posted Online: Dec. 14, 2024

Kirkus Reviews Issue: Jan. 15, 2025

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