A useful primer on the benefits of homeownership to low-income communities.
In this guide, a financial adviser points to homeownership as the key to increasing generational wealth in Black and brown communities.
With a Ph.D. in psychology, Brown is well aware of the motivations behind how people spend or save their money. In addition to this academic background, this work draws on her own personal and family experiences with homeownership, entrepreneurship, and financial literacy as an African American woman. Too many individuals, she argues, are plagued with “acid reflux” in their pockets. As the adage goes, most of what they earn burns a hole in their pockets. If people want to live the “Post Pandemic American Dream” of “Credit Cards, Cash, and Cadillacs,” the author emphasizes they must become financially savvy in researching investment trends such as cryptocurrency, attending college, and, most importantly, buying a house, which would “impact the generations to come.” Brown is the founder and owner of Fresh Community Development Inc., an organization devoted to providing affordable financial literature and services to low-income families; this guide is an important addition to her reference materials. At just over 100 pages, this concise volume provides practical advice on the benefits of property ownership versus rent as well as sensible, if basic, tips on how to save, spend, and invest, irrespective of one’s economic class. Though there is certainly a racial component to the narrative that emphasizes ownership as a key to assuaging generational poverty, the book does not dwell on the historical contexts or systemic barriers to the purchase of a home. While it offers crucial information to understanding American residential history, this volume is not intended as an indictment of capitalism or racism. Instead, the author is laser focused on individual responsibility and actions where “we all have a role to play” in alleviating poverty. Brown’s conversational prose style borrows heavily from the inspirational lingo of self-help books. In addition, the manual delivers ample references to pop culture, zodiac signs, and Christianity designed to motivate and educate readers to reconsider their spending habits and financial goals.
A useful primer on the benefits of homeownership to low-income communities.Pub Date: Dec. 31, 2021
ISBN: 978-1-73513-323-2
Page Count: 112
Publisher: Success Lockdown Group LLC
Review Posted Online: Jan. 24, 2022
Kirkus Reviews Issue: March 15, 2022
Review Program: Kirkus Indie
This moving, potent testament might have been titled “Black Lives Matter.” Or: “An American Tragedy.”
The powerful story of a father’s past and a son’s future.
Atlantic senior writer Coates (The Beautiful Struggle: A Father, Two Sons, and an Unlikely Road to Manhood, 2008) offers this eloquent memoir as a letter to his teenage son, bearing witness to his own experiences and conveying passionate hopes for his son’s life. “I am wounded,” he writes. “I am marked by old codes, which shielded me in one world and then chained me in the next.” Coates grew up in the tough neighborhood of West Baltimore, beaten into obedience by his father. “I was a capable boy, intelligent and well-liked,” he remembers, “but powerfully afraid.” His life changed dramatically at Howard University, where his father taught and from which several siblings graduated. Howard, he writes, “had always been one of the most critical gathering posts for black people.” He calls it The Mecca, and its faculty and his fellow students expanded his horizons, helping him to understand “that the black world was its own thing, more than a photo-negative of the people who believe they are white.” Coates refers repeatedly to whites’ insistence on their exclusive racial identity; he realizes now “that nothing so essentialist as race” divides people, but rather “the actual injury done by people intent on naming us, intent on believing that what they have named matters more than anything we could ever actually do.” After he married, the author’s world widened again in New York, and later in Paris, where he finally felt extricated from white America’s exploitative, consumerist dreams. He came to understand that “race” does not fully explain “the breach between the world and me,” yet race exerts a crucial force, and young blacks like his son are vulnerable and endangered by “majoritarian bandits.” Coates desperately wants his son to be able to live “apart from fear—even apart from me.”
This moving, potent testament might have been titled “Black Lives Matter.” Or: “An American Tragedy.”Pub Date: July 8, 2015
ISBN: 978-0-8129-9354-7
Page Count: 176
Publisher: Spiegel & Grau
Review Posted Online: May 5, 2015
Kirkus Reviews Issue: July 1, 2015
BOOK REVIEW
BOOK REVIEW
SEEN & HEARD
BOOK TO SCREEN
BOOK TO SCREEN
A conversational, pleasurable look into McConaughey’s life and thought.
All right, all right, all right: The affable, laconic actor delivers a combination of memoir and self-help book.
“This is an approach book,” writes McConaughey, adding that it contains “philosophies that can be objectively understood, and if you choose, subjectively adopted, by either changing your reality, or changing how you see it. This is a playbook, based on adventures in my life.” Some of those philosophies come in the form of apothegms: “When you can design your own weather, blow in the breeze”; “Simplify, focus, conserve to liberate.” Others come in the form of sometimes rambling stories that never take the shortest route from point A to point B, as when he recounts a dream-spurred, challenging visit to the Malian musician Ali Farka Touré, who offered a significant lesson in how disagreement can be expressed politely and without rancor. Fans of McConaughey will enjoy his memories—which line up squarely with other accounts in Melissa Maerz’s recent oral history, Alright, Alright, Alright—of his debut in Richard Linklater’s Dazed and Confused, to which he contributed not just that signature phrase, but also a kind of too-cool-for-school hipness that dissolves a bit upon realizing that he’s an older guy on the prowl for teenage girls. McConaughey’s prep to settle into the role of Wooderson involved inhabiting the mind of a dude who digs cars, rock ’n’ roll, and “chicks,” and he ran with it, reminding readers that the film originally had only three scripted scenes for his character. The lesson: “Do one thing well, then another. Once, then once more.” It’s clear that the author is a thoughtful man, even an intellectual of sorts, though without the earnestness of Ethan Hawke or James Franco. Though some of the sentiments are greeting card–ish, this book is entertaining and full of good lessons.
A conversational, pleasurable look into McConaughey’s life and thought.Pub Date: Oct. 20, 2020
ISBN: 978-0-593-13913-4
Page Count: 304
Publisher: Crown
Review Posted Online: Oct. 27, 2020
Kirkus Reviews Issue: Dec. 1, 2020
BOOK REVIEW
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