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PAY YOURSELF FIRST

Name: PAY YOURSELF FIRST
Author: James S Hemphill
ISBN: 978-0615798196

A FINANCIAL GUIDE FOR DOCTORS ENTERING PRACTICE

by James S Hemphill David A Burd ‧ RELEASE DATE: April 19, 2013

A clearly written, common-sense guide to smart money management for medical professionals.

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Burd and Hemphill’s debut financial guide aims to help start new physicians on the path to solid financial futures.

Doctors may make a great deal of money over their lifetimes, but that doesn’t mean that they always know how to manage it wisely. New doctors start at relatively low salaries—according to the authors, fellows may make as little as $12.50 an hour—but they can start making impressively high ones in the blink of an eye. Such a sudden, radical change in cash flow can easily throw a new doctor for a loop, particularly given society’s expectations of how doctors are supposed to live. Burd and Hemphill write that many young doctors plan to practice indefinitely and see no need to put money aside for retirement. But, they point out, the first few years of medical practice are crucial in determining a doctor’s financial future: A doctor who starts saving money immediately will end up with a far bigger return than one who waits even a decade to invest. One who starts by putting his or her cash toward an expensive lifestyle will find it extremely painful to cut back later and start saving, but one who continually tucks a percentage of earnings away from the beginning won’t have to change a thing. The authors define wealth as being able to maintain a lifestyle indefinitely without needing to work, and their book lays out a plan for accomplishing this end. Their program centers on the concept of “pay[ing] yourself first”—setting aside money from each paycheck and saving it before spending it on anything else. The authors clearly know their subject, and unlike many money management books, this one provides specific investment and money-management suggestions; the only sour note is the sales pitch at the end, when the authors advise new doctors to sign up as their clients.

A clearly written, common-sense guide to smart money management for medical professionals.

Pub Date: April 19, 2013

ISBN: 978-0615798196

Page Count: 72

Publisher: TGS Financial Advisors

Review Posted Online: Jan. 30, 2014

Review Program: Kirkus Indie

Categories:

GENERAL NONFICTION

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NUTCRACKER

by E.T.A. Hoffmann ‧ RELEASE DATE: Oct. 28, 1996

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This is not the Nutcracker sweet, as passed on by Tchaikovsky and Marius Petipa. No, this is the original Hoffmann tale of 1816, in which the froth of Christmas revelry occasionally parts to let the dark underside of childhood fantasies and fears peek through. The boundaries between dream and reality fade, just as Godfather Drosselmeier, the Nutcracker's creator, is seen as alternately sinister and jolly. And Italian artist Roberto Innocenti gives an errily realistic air to Marie's dreams, in richly detailed illustrations touched by a mysterious light. A beautiful version of this classic tale, which will captivate adults and children alike. (Nutcracker; $35.00; Oct. 28, 1996; 136 pp.; 0-15-100227-4)

Pub Date: Oct. 28, 1996

ISBN: 0-15-100227-4

Page Count: 136

Publisher: Harcourt

Review Posted Online: May 19, 2010

Kirkus Reviews Issue: Aug. 15, 1996

Categories:

GENERAL NONFICTION

- BOOK REVIEW
THE NUTCRACKER AND THE MOUSE KING
by E.T.A. Hoffmann ; adapted by Natalie Andrewson ; illustrated by Natalie Andrewson

- BOOK REVIEW
THE NUTCRACKER
by E.T.A. Hoffmann & illustrated by Julie Paschkis

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TO THE ONE I LOVE THE BEST

EPISODES FROM THE LIFE OF LADY MENDL (ELSIE DE WOLFE)

by Ludwig Bemelmans ‧ RELEASE DATE: Feb. 23, 1955

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An extravaganza in Bemelmans' inimitable vein, but written almost dead pan, with sly, amusing, sometimes biting undertones, breaking through. For Bemelmans was "the man who came to cocktails". And his hostess was Lady Mendl (Elsie de Wolfe), arbiter of American decorating taste over a generation. Lady Mendl was an incredible person,- self-made in proper American tradition on the one hand, for she had been haunted by the poverty of her childhood, and the years of struggle up from its ugliness,- until she became synonymous with the exotic, exquisite, worshipper at beauty's whrine. Bemelmans draws a portrait in extremes, through apt descriptions, through hilarious anecdote, through surprisingly sympathetic and understanding bits of appreciation. The scene shifts from Hollywood to the home she loved the best in Versailles. One meets in passing a vast roster of famous figures of the international and artistic set. And always one feels Bemelmans, slightly offstage, observing, recording, commenting, illustrated.